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Two-factor, or multi-factor authentication is exactly what it sounds like. Instead of using only one type of authentication factor, such as only things a user KNOWS (login IDs, passwords, secret images, shared secrets, solicited personal information, etc), two-factor authentication requires the addition of a second factor, the addition of something the user HAS or something the user IS. Two-factor authentication is not a new concept. Two-factor authentication is used every time a bank customer visits their local ATM machine. One authentication factor is the physical ATM card the customer slides into the machine. The second factor is the PIN they enter. Without both, authentication cannot take place. This scenario illustrates the basic parts of most multi-factor authentication systems; the "something you have" + "something you know" concept. Partners in this solution Our partners for this solution include Gemalto and RSA. Below are links to additional information:
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